Effective Date: October 22, 2026MBGW Global Holdings LLC ("MBGW," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you visit mbgwglobalholdings.biz, contact us, or enroll in our text messaging program.1. Information We CollectContact information: name, phone number, email address, and mailing address that you provide to us.Communication information: messages, inquiries, appointment requests, and text messages you exchange with us.SMS consent records: your mobile number, the date and time you opted in, and the method of opt-in.Website information: basic technical data such as browser type, device type, pages visited, and IP address, collected automatically through standard website tools or cookies.2. How We Use Your InformationRespond to your questions and requests.Schedule and confirm appointments and consultations.Send text messages and other communications you have agreed to receive.Provide information about our insurance, retirement, and financial services, offers, and events, when you have consented.Maintain records of your communication preferences and consent.Operate, maintain, and improve our website and services.Comply with legal and regulatory obligations.3. How We Share InformationWe do not sell your personal information. We may share information only with service providers that help us operate our business, such as our website host, phone and text messaging provider, and scheduling tools, and only as needed for them to perform services for us. We may also disclose information when required by law or to protect our rights.4. Mobile Information and SMS PrivacyNo mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your personal data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including platform providers and phone companies, solely to deliver text messages.When you opt in to receive text messages from MBGW Global Holdings LLC:You are consenting to receive text messages from MBGW Global Holdings LLC.Your personal information will not be shared with third parties for marketing purposes.Message frequency may vary.Message and data rates may apply.You may reply STOP at any time to opt out of future messages.You may reply HELP for more information, or contact us at moc.sgnidlohlabolgwgbm%40ofni or (678) 325-6136.Consent to receive text messages is not a condition of any purchase.See our SMS Terms at https://mbgwglobalholdings.biz/sms-terms for full program details.5. Your ChoicesText messages: Reply STOP to any message to opt out. Reply HELP for help.Email: Use the unsubscribe link in any marketing email or contact us.Access or correction: You may ask us to review, correct, or delete your personal information by contacting us, subject to records we must keep by law.6. Data SecurityWe use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.7. Data RetentionWe keep personal information only as long as needed for the purposes described in this policy, including keeping SMS consent records, or as required by law.8. Children's PrivacyOur website and services are not directed to children under 18, and we do not knowingly collect information from children.9. Changes to This PolicyWe may update this Privacy Policy from time to time. The updated version will be posted on this page with a new effective date.10. Contact UsMBGW Global Holdings LLCPO Box 1837Pine Lake, GA 30072Email: moc.sgnidlohlabolgwgbm%40ofniPhone: (678) 325-6136